International Holocaust Remembrance Day is a memorial day observed on January 27. Commemorating the victims of the Holocaust and millions of other victims of Nazism while further developing education to help prevent future genocides. The day remembers the deliberate and organized persecution and murder of six million Jews and millions of others by the Nazi regime.

Martin Luther King, Jr. Day is observed every year on the third Monday of January. This holiday is celebrated by taking time to reflect and take action on global civil rights issues, honoring the achievements of Dr. Martin Luther King, Jr.

Financial Wellness Month is observed throughout January as a reminder to pay close attention to financial spending and prepare finances as the new year begins. This month also encourages organizing your finances to help work towards financial stability. Having control over your finances can help prepare you for any unexpected events, reduce stress and help you build wealth over time.

Human Rights Day is celebrated each year on December 10th in an effort to spread awareness and promote equality for every human being. First established in 1948, the United Nations General Assembly declared and adopted Universal Declaration of Human Rights (UDHR).

With the arrival of winter comes cold and flu season, and it’s important to have a strong immune system during these cold months to help protect us from bacteria and viruses. This winter, cope with the changing weather and avoid flu season by boosting your immunity to help stay healthy.

World AIDS Day is observed each year on December 1st, dedicated to educating and spreading awareness of AIDS and the fight against HIV. While there have been strides in the decades since AIDS was first declared a pandemic in 1981, the disease continues to remain a public health concern.

National Gratitude Month is celebrated each year in November to encourage people to find ways to better themselves through giving back or helping others. Gratitude is the act of being thankful for what you have. It can help you live longer, improve your relationships, sleep better, and manage stress.

National Retirement Security Week is held annually during the third week of October, this year falling on October 16 to 22. A week dedicated to raising awareness and helping individuals to take the next steps toward a secure retirement, it also encourages employees to speak to a retirement plan expert and act on their individual retirement plans.

We just completed our 15th annual enrollment season. In a normal year, this is an anxious time for retirees, but we knew the pressure was on to provide extraordinary customer service because of the pandemic. So we took a deep breath, got our bearings and leaned into our X factor:

Financial insecurity is a fact of life for a majority of older Americans. As the baby-boom generation leaves the workforce in large numbers, with some 10,000 people retiring every day, research from the Insured Retirement Institute shows that many haven't saved enough money for a comfortable retirement.