Access

Ineligible for group-sponsored health plans

Via Benefits offers comprehensive health insurance solutions for individuals, including retirees, part-time employees, contractors, and seasonal workers, who are ineligible for a group plan and don't receive an employer subsidy.

Employers can offer valuable access to benefits without the added costs, while employees receive expert guidance and a variety of plans.

Give access to individual health insurance when traditional group coverage isn’t available. Our solutions provide expert plan evaluation, enrollment assistance, and federal subsidy support to reduce costs.

Via Benefits offers a solution designed specifically for individuals who do not receive financial support from their employer for health insurance, including:

Losing coverage
  • Retired

  • Terminated

  • Disabled

  • Divorced spouse

  • Children aged 26

Ineligible for coverage
  • Part-time or hourly

  • Contractors

  • Seasonal

  • Interns

  • Waiting period

 
Benefits for employers
  • Valuable program that enhances your overall employer benefits package

  • Cost savings from reduced enrollment in COBRA or pre-Medicare coverage

  • No or low cost to implement

  • Minimal employer effort: No need to terminate current plans, no requirement to fund individual coverage, no required eligibility file

Benefits for individuals
  • Access to a wide range of individual health insurance plans

  • Premier advisory and enrollment support from highly experienced Via Benefits licensed benefit advisors at no cost

  • Guidance on federal subsidies to secure coverage at the lowest cost

  • Potentially more affordable than alternatives like COBRA or higher-cost Pre-Medicare coverage